Video Summary - Quanto custa fazer um processo EB3? Quem paga cada etapa e quanto custa no final?

Finance-/decision-relevant summary (EB-3 visa costs + “job selection” risk)

This video covers budgeting for an EB-3 (U.S. employment-based immigrant visa) across multiple stages, and reducing visa denial risk by selecting a job whose salary meets U.S. minimum income thresholds.

Key numbers / amounts mentioned (USD)

Total process cost (claim): ~$3,000
The presenter states: “This $3,000 includes”
- Recruitment agency fee (spread over years)
- Government fees
- Agency support “for 4 years”
- (Also mentions “government fees we have to pay”)
Hiring employer fee: explicitly No (the applicant does not pay the hiring company)

Stage-by-stage costs (as described)

First agency payment (after contract signed)

$5,800 total charged in installments in the first phase (contract signature stage)
Broken into two installments (as stated early in the video):
- $500
- $300

Note: Later, the presenter uses different installment figures (see below), suggesting possible subtitle inconsistencies.

Agency fee installment plan (adviser/agency fee split as presented later)

First adviser-related payment:
- $3,500 upon signing
- plus $2,300 after 120 days
- (Subtitles suggest this split is allowed “exactly like this,” and also reference a “protocol number” after the first payment.)
Second installment timing:
- Tied to Labor Certification (LC) approval
- Government estimates: 12–18 months
- Their tracking: about ~10 months
- LC approval cited: Nov 2026 (10 months after a Feb 2026 application)
Second agency installment: $6,900
Plus applicant government fee:
- Form I-140 cost: $1,315
Presenter’s rounded “have available” example:
- ~$8,300

Third installment (after I-140 approval)

$6,900 (again)
Plus dependent/family-related fees:
- $345 per person for dependent registration form fee
- Example: $345 (presenter) + $345 (João) = $690 for two people
- Additional family members multiply by $345 each
Medical exams:
- ~$200–$380 per person (depends on provider and what insurance covers)

Fourth / final agency installment (before consular interview)

$1,000
Mentions a discount via link:
- $350 off, described as reducing a payment from $1,000 to $50
- Presenter says they will not get the discount in their case

Note on internal consistency

Subtitles show conflicting installment figures (e.g., early “$5,800” split as “$500 and $300” vs later “$3,500 and $2,300”).

The overall budgeting message remains consistent: plan for multiple payments tied to LC and I-140 approvals, plus I-140 and dependent/medical costs.

Explicit recommendations / cautions (budgeting & risk)

Budget planning

“Planning is key” because the process timeline is long (~4 years cited).
Expect changes:
- Government fee schedules can change (“government tax rates change”)
- Document requirements and costs can vary
Practical recommendation:
- Keep required amounts available based on approval windows
- They used an LC tracker to adjust timing from 12–18 months down to ~10 months

Visa denial risk: salary threshold / poverty-line rule

The presenter says consular officers are newly scrutinizing:

How much you will receive
Your annual salary

If the offered salary is below the U.S. minimum income threshold (based on family size / poverty line), the EB-3 visa could be denied.

She claims EB-3 has a 98% approval rate, but warns exceptions can occur due to this new income/salary scrutiny.

Mitigation strategy

Prefer a job that pays:
- At least the government minimum threshold + 25% annually
Also suggests choosing work that:
- Doesn’t require reliance on a spouse’s income at month-end
- Avoids dependence on government benefits (as a rationale for meeting the income requirement)

Where salary risk shows up (industry hint)

She notes their employer/portfolio includes many fast food restaurants.
Fast food jobs are described as having lower salaries (“lowest salaries”).
Therefore, choosing a low-paying opening may increase risk or scrutiny.

Methodology / step-by-step framework (payments + decision rules)

Payment timeline framework (linked to milestones)

Phase 1 (contract signed; start of process)
- Pay initial adviser/recruitment agency installment(s)
- Employer submits Labor Certification (LC)
- Applicant receives a protocol number after the first payment
After LC approval
- Pay second agency installment
- File/pay Form I-140 ($1,315 mentioned)
- Planning example: ~$8,300 to have available
After I-140 approval
- Pay third agency installment
- Pay dependent fees ($345 per person) and schedule medical exams ($200–$380 per person)
Before consular interview
- Pay fourth/final agency installment ($1,000; discount described as possible)

Job-selection risk framework (salary threshold)

Check the U.S. government table for minimum income threshold by household size.
Choose a job/offer where:
- Annual salary ≥ minimum threshold × (1 + 0.25) (minimum + 25% rule of thumb)
Verify that the agency’s job openings come from partner employers likely to meet salary requirements.
Ensure the company/job supports you “until the end” (through green card issuance).

Tickers / assets / markets

None mentioned. The content focuses on immigration costs and income thresholds, not tradable financial instruments.

Disclosures

No explicit “not financial advice” disclaimer was included (topic is immigration budgeting, not finance advice).

Presenters / sources mentioned

Aline — presenter (“I’m Aline, João’s wife”)
João — spouse/co-applicant
MCC — recruitment/assistance agency mentioned
- “Traditional Chinese Medicine (TCM)” appears to be a subtitle confusion; context indicates the agency name is MCC
U.S. government website — for LC/I-140 timing/status and protocol number references
LinkedIn — mentioned as a place applicants might search (no financial meaning)
“Trump administration” — policy context reference

Quanto custa fazer um processo EB3? Quem paga cada etapa e quanto custa no final?

Key takeaways