वरुण विहार या नैमिष नगर? Apply से पहले ये Rules जरूर जानें

Overview

The video explains eligibility, costs, payment options, refunds, and application steps for LDA’s Varun Vihar and Naimish Nagar plot schemes in Lucknow. Its central advice is to review the official brochure and calculate the full cost before applying.

Eligibility and Application Rules

• Single-family rule: A husband, wife, and their minor children are treated as one family. If LDA or UP Housing Development has already allotted a residential plot or house in Lucknow to either spouse, the other family member may be ineligible. The video warns that an allotment could be cancelled during scrutiny and the registration money forfeited.
• Applicants from outside Uttar Pradesh: Indian citizens living in other states may apply in the General category. According to the video, a UP domicile certificate is required to claim state-reservation benefits such as SC, ST, or OBC.
• Applying to both schemes: Applicants may apply to both schemes by paying separate registration amounts. If allotted plots in both, they may keep only one and must surrender the other within the prescribed period.

Costs, Payment Options, and Key Figures

• Application charges: A ₹100 booklet and processing fee is described as non-refundable.
• Registration money: 5% of the plot’s base price for General-category applicants and 2.5% for reserved-category applicants.
• Freehold charge: The video says a separate charge equal to 12% of the plot’s base price is added after allotment.
• Preferential Location Charges (PLC): The stated additional charges are 5% each for a corner plot, a park-facing plot, and a plot on a road at least 18 metres wide. If all three apply, the video says the combined PLC is capped at 12%.

Lump-Sum Payment Discounts

After receiving the allotment letter, the stated discounts are:

• Within 45 days: 6%
• Within 60 days: 5%
• Within 90 days: 4%

The video says payment may come from savings or a bank loan, provided LDA receives the full amount within the relevant deadline.

Instalments

Monthly or quarterly instalments over 36 months are described as available at 9.7% annual interest. The video says a one-day delay triggers a 2% penalty and raises the interest rate to 11.7%. It advises choosing instalments only if income is reliable.

Illustrative Calculation: Transcript Inconsistency

For a ₹40 lakh plot, the subtitles say a 6% discount saves “₹400.” That figure appears inconsistent: 6% of ₹40 lakh is ₹2.4 lakh. Confirm the discount’s calculation basis and applicable terms in the official brochure.

Refund and Surrender

• If an applicant is not selected in the lottery, the full registration amount is said to be refunded to the bank account provided in the application, without deduction, within 90 days of the lottery.
• If the refund is delayed beyond 90 days, the video says 4% simple interest is payable.
• If an applicant is allotted a plot and later surrenders it, the video says the registration money is refunded after deducting 20% plus GST. It advises applying only after making a considered decision, rather than “just trying.”

Application Playbook and Practical Recommendations

• If possible, visit the site and assess road connectivity, distance from Kisan Path and Outer Ring Road, and surrounding infrastructure.
• Prepare digital copies of:
  • Aadhaar card and PAN card
  • Passport-size photo and digital signature
  • Income certificate
  • Reservation or caste certificate, if applicable
  • Cancelled cheque or the applicant’s bank passbook
  • Lottery affidavit in the prescribed format
• Apply through the official LDA portal. Avoid brokers and unknown payment links.
• Before final submission, recheck the name spelling, bank-account details, and category, as corrections may be difficult afterward.
• Verify current eligibility, charges, deadlines, and refund conditions against the latest official brochure. The figures here reflect the video’s account of LDA rules and are not independently confirmed.

Presenters and Sources

• Presenter: Unnamed host of the Plot Se Ghar Tak channel
• Sources cited: LDA rules and the official scheme brochure