🔥 Bearmarket 2026 : ceux qui font ça maintenant seront les grands gagnants dans 18 mois

Finance-focused summary (markets & investing strategy)

The video argues that crypto bear markets reward investors who use a pre-defined, rules-based DCA plan rather than improvising. It frames performance dispersion (e.g., “x3 vs x10 multipliers”) as driven primarily by strategy calibration to market phase/price zones and by risk management, not luck.

A key statistic cited: 87% of crypto investors who lose money over a cycle supposedly don’t have a defined strategy before buying.

Instruments / tickers / assets mentioned

• Bitcoin (BTC) (primary focus)
• Crypto diversification examples:
  • Ethereum (ETH)
  • Solana (SOL)
  • SUI
• “Microstrategy / Michael Saylor” referenced as an analogy for long-horizon, systematic accumulation behavior (not a recommendation per the excerpt)

No bonds, equities, or traditional ETFs are mentioned in the provided subtitles.

Core methodology: “Three Forces” DCA framework (step-by-step)

A 3-tier DCA accumulation plan where the investor allocates different percentages of the total crypto budget depending on BTC’s price zone and market phase.

Force 1 — Upper/intermediate correction zone

• BTC price range: $65,000–$80,000
• Allocation: 20–25% of total budget
• Execution: “regular purchases” (example: weekly or every two weeks; preference mentioned: daily)
• Deployment pace: build gradually over about 8–10 months
• Rationale: keep ~75–80% of capital available for deeper opportunities to reduce average cost and improve final multiplier potential.

Force 2 — Confluence / main bottom accumulation zone

• BTC price range: $48,000–$65,000
• Allocation: 50–55% of total budget
• Execution:
  • increase frequency (example: systematic weekly buys)
  • on “significant red candles,” do larger one-off purchases (example condition: -10% or more over the week)
• Rationale: “build the bulk” with discipline; don’t assume Force 1 was the optimal bottom.

Force 3 — Capitulation / black-swan panic zone

• BTC: below $48,000 (not guaranteed, but planned for)
• Allocation: remaining ~25%
• Execution:
  • deploy all at once over max 2–3 weeks
  • target extreme downside levels mentioned: $42,000, $38,000, $35,000 (if the move is violent enough)

Key numbers & performance expectations (as stated)

Example using a €10,000 budget

• Force 1: €2,000–€2,500 at ~$72,000
• Force 2: €5,000–€5,500 at ~$56,000 (implied)
• Force 3: €2,000 at ~$40,000
• Resulting estimated overall average buy: about $57,000
• If BTC later reaches $150,000–$180,000, they claim a multiplier coefficient of ~2.5x to 3.2x on the average cost
• Total value from €10,000: ~€25,000–€32,000
• Stated assumptions: no leverage and “without trading”

DCA vs lump-sum illustration

• Investor A: buys BTC all at once around $65,000, then sells around $50,000 after a -23% drop (claims he misses the real bottom)
• Investor B: staggered DCA with calibrated zones, ends with average purchase price between $52,000–$58,000
• Claim: if BTC returns to ATH or beyond, multiplier between x3 and x5 minimum

Risk management emphasis (explicit)

The strategy is presented as a way to avoid emotional overreaction:

• buying everything when price rises (assuming it’s the bottom)
• panicking and selling during intermediate corrections

Force 3 is explicitly framed as a contingency for a “Black Swan” event where BTC could capitulate.

An exit plan is repeatedly stressed: define take-profit levels before the first tranche purchase.

“Seven classic mistakes” to avoid (as stated)

1. No total budget defined in advance
2. Putting everything in at once (assuming you caught the bottom)
3. Panic-selling during intermediate correction (example expectation: -15% corrections during accumulation)
4. Only invest in Bitcoin and ignore diversification (counterpoint: small allocation to ETH/SOL/SUI may improve portfolio; diversification depends on profile)
5. No exit plan (define take-profit levels and support/resistance; take-profit must be decided before first buy)
6. Comparing performance to others in real time
7. Stopping DCA because price isn’t moving (they argue “silence of the market” is when DCA is most valuable)

Macro / timing context mentioned

• A bear market is said to last 12–18 months (typically ~12 months; last time ~700+ days is mentioned)
• The video warns that the “best multiplier” is not at ATH, but “in the bear market now.”

Disclosures / claims

• Personal disclaimer: “in no way financial advice”
• Risk disclosure: investing involves risks
• Presenter positioned as having 8 years in crypto; present since 2018

Tools / platform promotion mentioned

• Companion app: Codejo (website: cjoapp.fr)
  • Features mentioned: DCA Planner, ability to set start/end, and different strength modes (progressive/balanced/aggressive corresponding to strength 1/2/3)
• Masterclass promotion:
  • Duration: “10 minutes”
  • Includes scenarios: optimistic, neutral, black swan
  • Stated: “no trading” and “no magic signals”

Presenters / sources mentioned

• Julien (end credit: “It was Julien.”)
• Michael Saylor / MicroStrategy mentioned as an analogy (no direct source attribution beyond that reference)
• No other specific named financial research sources are cited in the provided subtitles.